Shavkatjon Yo’ldoshev. “BANK LOANS FOR SMALL AND MEDIUM-SIZED ENTERPRISES (IN THE EXAMPLE OF THE BANKING SYSTEM OF THE RUSSIAN FEDERATION)”. Journal of Academic Research and Trends in Educational Sciences, vol. 3, no. 2, June 2024, pp. 256-64, http://ijournal.uz/index.php/jartes/article/view/1261.