“ИҚТИСОДИЁТ ТАРМОҚЛАРИ КЕСИМИДА МУАММОЛИ КРЕДИТЛАРНИ ҚАЙТМАСЛИК ДАРАЖАЛАРИНИ ТАҲЛИЛИ”. Journal of Uzbekistan’s Development and Research 1, no. 1 (February 1, 2025): 340–347. Accessed February 12, 2026. https://ijournal.uz/index.php/judr/article/view/1869.